Nonodia separates what should stay protected for tax/cotisations, your upcoming commitments and your safety buffer — then shows how long you're covered if work slows down.
Current cash
€4,996.6
Net across everything you've tracked — not a live bank balance
Money in this month
€1,000
Money out this month
€1,024.39
Known commitments
€20.99 / month
Coming up
Canva
Due 1 Sept
Spending this month
This month so far
Current cash
€7,396.6
Net across everything you've tracked — not a live bank balance
Money in this month
€3,400
Money out this month
€1,024.39
Known commitments
€20.99 / month
Coming up
Canva
Due 1 Sept
Spending this month
This month so far
Your money
Protected
€794.99
Available after protections
€4,201.61
Set a safety buffer to see how much you could safely pay yourself each month. Set a buffer
What you've reserved from income since your last Urssaf payment, minus what you've already paid — not a monthly estimate.
Available after protections = current cash minus tax reserve, upcoming commitments, and your safety buffer.
Your money
Protected
€1,710.99
Available after protections
€5,685.61
Set a safety buffer to see how much you could safely pay yourself each month. Set a buffer
What you've reserved from income since your last Urssaf payment, minus what you've already paid — not a monthly estimate.
Available after protections = current cash minus tax reserve, upcoming commitments, and your safety buffer.
Welcome back, Sophie.
Dashboard
Current cash
€4,996.6
Net across everything you've tracked — not a live bank balance
Money in this month
€1,000
Money out this month
€1,024.39
Known commitments
€20.99 / month
Coming up
Canva
Due 1 Sept
Answer a few simple questions. No signup required.
Current business cash
How much business cash do you have today?
Monthly business costs
About how much does your business cost each month?
Personal monthly need
How much do you need personally each month?
Upcoming payment
Are you expecting a client payment?
When is it expected?
When should you receive this payment?
This is a test, nothing is stored.
Know what to keep protected
Estimated tax, cotisations and your safety buffer, calculated for you.
Know what's actually available
See what's available to use or pay yourself — after your obligations.
See how long you're covered
Understand your runway, with and without expected payments.
Plan with confidence
Add expected projects and see the impact on your cashflow.
Track what matters
Track income, expenses and spending vs. your estimates.
Forecast
Upcoming cash
Business account — pending expected payments and active recurring expenses only.
Next 30 days
€1,979.01
+€2,000 expected
−€20.99 committed
Next 60 days
€1,958.02
+€2,000 expected
−€41.98 committed
Next 90 days
€1,937.03
+€2,000 expected
−€62.97 committed
Business Health Score
Whether your recent actual months have been profitable and trending well.
HealthyHealthy and stable — 20 of the last 20 months had positive cashflow.
Cashflow Risk
Low Risk
Your cashflow is consistently positive. Current patterns are sustainable.
20 of 20 months positive
Business Direction
↑ ImprovingOver the past 20 months (Jan 2025 – Aug 2026), income grew 46%, from €6,794.25 to €9,953.35. Expenses stayed under control.
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